Ferrari F12 Finance
Specialist finance for the Ferrari F12berlinetta and the limited-run F12tdf. Hire purchase, lease purchase and bespoke structures, arranged by a team that understands front-engined V12 Ferraris and the market for them.
A Naturally Aspirated V12 Masterpiece
Ferrari has been building some of the world's most celebrated cars since 1947, from the 250 GTO to the F40, Enzo and LaFerrari. Its front-engined V12 grand tourers hold a special place in that story, and the F12berlinetta is one of the finest of them all.
Unveiled at the 2012 Geneva Motor Show as the successor to the 599 GTB Fiorano, the F12 uses a 6.3-litre naturally aspirated V12 producing 740 PS. It reaches 62 mph in 3.1 seconds and tops out at 211 mph, yet its two-seat cabin is just as happy covering long distances as it is on a favourite road.
Production ended in 2017 ahead of the 812 Superfast. Well-specified, low-mileage examples and the limited F12tdf remain in strong demand, so the right finance structure matters. Explore our wider Ferrari finance options.
F12berlinetta
Both F12s, Financed
Whether you are after the definitive V12 grand tourer or its sharper, limited-run sibling, we fund both versions of the F12.
F12berlinetta
2012 to 2017Ferrari's flagship front-engined berlinetta. Devastating performance wrapped in a cabin designed for genuine long-distance comfort.
F12tdf
From 2016A tribute to Ferrari's dominance of the Tour de France Automobile, with 780 PS, sharper aerodynamics and rear-wheel steering. Built in a limited run of 799.
Choosing the Right Structure
The right agreement on an F12 depends on the variant, its age, how long you plan to keep it and how you want to manage your monthly outlay. Here is how the main options compare.
| Feature | Hire Purchase | Lease Purchase |
|---|---|---|
| Balloon at end | None | Required |
| Ownership at end | Automatic | If balloon paid |
| Monthly payments | Higher | Lower |
| Mileage limits | None | None |
| End of term decision | None required | Settle, refinance or sell |
Keeping it for the long term
Hire purchase gives you full ownership at the end with no balloon to plan for. A natural fit for F12tdf owners who see the car as a long-term keeper.
Managing monthly outlay
Lease purchase defers part of the cost to a final balloon, lowering monthly payments on a high-value V12. At term end you settle, refinance or sell.
Already own an F12?
Equity release can unlock capital tied up in your car while you keep driving it, and re-financing can restructure an existing agreement or a looming balloon.
From Enquiry to Keys
Clean, fast and discreet, with no unnecessary credit footprints along the way.
Conversation
Tell us which F12 you have found and your situation. We talk through the structures that fit.
Proposal
We model deposit, term and balloon options so you see the full picture before anything is submitted.
Decision
One submission to the right specialist lender, with a decision typically within hours.
Paperwork
Clear, compliant documentation handled efficiently and discreetly, with us liaising with the dealer.
Payout
Funds are released, the deal completes and the F12 is ready to collect.
Specialist Finance. Built Around You.
Dealers and manufacturer finance arms can only offer one lender's criteria. As an independent, FCA authorised broker, Elev8 opens up a specialist panel that understands prestige vehicles and complex income, then structures each deal individually before a single application is made.
Specialist Lender Access
A curated panel of lenders operating outside high-street parameters, with appetite for supercars, prestige marques and high-value deals.
One Credit Search
We submit to the right lender for your profile, not speculatively to several, so your credit file stays protected throughout.
Complex Income Welcome
Directors, self-employed professionals and high-net-worth clients assessed on the full picture: dividends, retained profit, assets and investments.
Decisions in Hours
Deals modelled and structured upfront, so credit decisions typically come back within hours, not days.
Transparent Commission
Zero clawback after the first payment, so there is no incentive to place you in the wrong product. No broker fee to you, ever.
Genuinely Independent
We work for you, not the lender or the dealer. Every recommendation is the structure that fits your car, budget and plans.
Finance For Every Kind of Driver
From straightforward ownership to releasing the value in a car you already have, every structure is arranged from £15,000 upwards with no published upper limit.
Hire Purchase (HP)
Fixed monthly payments and full ownership at the end of the term, with no balloon payment to plan for.
- Deposits from 5%
- No mileage limits
- Classic cars up to 14 years at term end
Lease Purchase
Lower monthly payments with a balloon at the end, ideal for high-value cars where cash flow matters.
- Reduced monthly outlay
- No mileage restrictions
- Settle or refinance at term end
Personal Contract Purchase
Flexible monthly payments with the choice to keep, hand back or part exchange when the agreement ends.
- Guaranteed future value
- Keep, return or trade at term end
- Ideal for regular upgraders
Equity Release
Unlock capital tied up in a prestige or classic vehicle you already own, without having to sell it.
- Release cash from your car
- Keep driving it throughout
- Structured around your plans
Re-financing
Restructure an existing agreement or a looming balloon payment into terms that suit you better.
- Refinance balloon payments
- Review your current deal
- Specialist panel access
Speak to the Team
Tell us about the car and your situation. We will model the options and recommend the structure that genuinely fits.
Can I finance a used Ferrari F12?
Yes. We arrange finance on both the F12berlinetta and the F12tdf. As production ended in 2017, lender age limits at the end of the term are a key factor, so we match the term and structure to the age of the car before anything is submitted.
Which finance option is best for an F12?
It depends on how long you plan to keep the car and how you want to manage your outlay. Hire purchase suits buyers who want to own the car outright with no balloon. Lease purchase lowers monthly payments by deferring part of the cost to a final balloon. We model both before any application so you can compare them side by side.
Is there a mileage limit on F12 finance?
No. Hire purchase and lease purchase agreements carry no mileage limits, so you can drive and enjoy the car as intended.
I am a director or self-employed. Can I still get F12 finance?
Yes. Our specialist lenders assess the full financial picture, including dividends, retained profit, assets and investment income, rather than applying a simple multiple to a salary figure. If you have been declined by a high-street lender or a manufacturer finance arm, speak to the team before drawing any conclusions.
How quickly can F12 finance be approved?
Because we structure the deal before submitting it to a single, carefully selected lender, credit decisions typically come back within hours. Paperwork and payout follow quickly once the decision is in.
Can I release equity from an F12 I already own?
Yes. Equity release lets you unlock capital tied up in your F12 while you keep driving it. If you have an existing agreement or a balloon payment approaching, we can also look at re-financing it onto better-suited terms.
What is the minimum and maximum I can borrow?
We arrange finance from £15,000 upwards with no published upper limit, so even the most valuable F12 is within scope. The right structure is agreed with you before any application is submitted.
Found Your F12?
Every client and every car is different. Tell us which F12 you have your eye on and we will find the most suitable funding structure, not the most convenient one.
Consumer Credit Act 1974
Regulated agreements are covered by the Consumer Credit Act 1974, which provides important protections and rights throughout the term.
- The agreement is secured against the vehicle. If repayments are not maintained, the lender may take steps to recover the outstanding amount, which can include repossession of the car.
- You can make lump sum payments at any point to reduce your outstanding balance and total interest cost.
- You can settle the agreement early by repaying the required amount, with a statutory rebate of interest applied.
- A lower deposit or a larger balloon increases the risk of negative equity if you settle early or change the vehicle before the end of the agreement.
- Elev8 Finance is authorised and regulated by the Financial Conduct Authority, FRN 669015. We are a credit broker, not a lender. Finance is subject to status.