Porsche 911 Finance
Specialist finance for every Porsche 911, from the Carrera and Targa to the Turbo S and GT models. Hire purchase, lease purchase, PCP and bespoke structures, arranged by a team that knows the 911 range in depth.
Six Decades of an Icon
Founded in Stuttgart in 1931, Porsche has built everything from the Boxster and Cayman to the Cayenne, Panamera and 918 Spyder. But one car defines the brand above all others: the 911, in continuous production since 1964.
Its rear-engined layout and unmistakable silhouette have survived every generation, from the air-cooled classics to the current 992. Along the way the range has grown to include Carrera, Targa, GTS, Turbo and the motorsport-derived GT models, with rear or all-wheel drive, manual or PDK gearboxes, and coupé, Cabriolet and Targa body styles.
That breadth is exactly why the right finance structure depends so much on which 911 you choose. A new Carrera, a well-specified GTS and a collectible GT car each call for a different approach. Explore our wider Porsche finance options.
Every 911, Financed
Whichever 911 suits you, we fund the full range, new and used, in coupé, Cabriolet and Targa form.
Carrera & Carrera S
The heart of the range. Rear-wheel drive, beautifully balanced and genuinely usable every day, in coupé or Cabriolet form.
Carrera 4 & 4S
All-wheel drive traction for year-round confidence, without losing the character that defines the 911.
Targa
The distinctive roll-over bar and automated roof panel make the Targa one of the most recognisable 911s ever built.
GTS
Sits between the Carrera S and the GT models, with more power, sharper chassis settings and a sportier specification as standard.
Turbo & Turbo S
The 911 at its most devastatingly fast, combining supercar acceleration with all-weather usability and luxury.
Choosing the Right Structure
The right agreement on a 911 depends on the model, its age, how long you plan to keep it and how you want to manage your monthly outlay. Here is how the main options compare.
| Feature | Hire Purchase | Lease Purchase | PCP |
|---|---|---|---|
| Balloon at end | None | Required | Optional GFV |
| Ownership at end | Automatic | If balloon paid | If GFV paid |
| Monthly payments | Higher | Lower | Medium |
| Mileage limits | None | None | Yes, charged per mile |
| Hand back option | No | No | Yes |
| End of term decision | None required | Settle or refinance | Keep, return or trade |
Changing every few years
PCP keeps monthly payments down, with the option to keep, hand back or part exchange at the end. Ideal if you like to move to a newer 911 regularly.
Keeping it for the long term
Hire purchase gives you full ownership at the end with no balloon to plan for. A natural fit for GTS and GT owners who see the car as a keeper.
Already own a 911?
Equity release can unlock capital tied up in your car while you keep driving it, and re-financing can restructure an existing agreement or a looming balloon.
From Enquiry to Keys
Clean, fast and discreet, with no unnecessary credit footprints along the way.
Conversation
Tell us which 911 you have found and your situation. We talk through the structures that fit.
Proposal
We model deposit, term and balloon options so you see the full picture before anything is submitted.
Decision
One submission to the right specialist lender, with a decision typically within hours.
Paperwork
Clear, compliant documentation handled efficiently and discreetly, with us liaising with the dealer.
Payout
Funds are released, the deal completes and the 911 is ready to collect.
Specialist Finance. Built Around You.
Dealers and manufacturer finance arms can only offer one lender's criteria. As an independent, FCA authorised broker, Elev8 opens up a specialist panel that understands prestige vehicles and complex income, then structures each deal individually before a single application is made.
Specialist Lender Access
A curated panel of lenders operating outside high-street parameters, with appetite for supercars, prestige marques and high-value deals.
One Credit Search
We submit to the right lender for your profile, not speculatively to several, so your credit file stays protected throughout.
Complex Income Welcome
Directors, self-employed professionals and high-net-worth clients assessed on the full picture: dividends, retained profit, assets and investments.
Decisions in Hours
Deals modelled and structured upfront, so credit decisions typically come back within hours, not days.
Transparent Commission
Zero clawback after the first payment, so there is no incentive to place you in the wrong product. No broker fee to you, ever.
Genuinely Independent
We work for you, not the lender or the dealer. Every recommendation is the structure that fits your car, budget and plans.
Finance For Every Kind of Driver
From straightforward ownership to releasing the value in a car you already have, every structure is arranged from £15,000 upwards with no published upper limit.
Hire Purchase (HP)
Fixed monthly payments and full ownership at the end of the term, with no balloon payment to plan for.
- Deposits from 5%
- No mileage limits
- Classic cars up to 14 years at term end
Lease Purchase
Lower monthly payments with a balloon at the end, ideal for high-value cars where cash flow matters.
- Reduced monthly outlay
- No mileage restrictions
- Settle or refinance at term end
Personal Contract Purchase
Flexible monthly payments with the choice to keep, hand back or part exchange when the agreement ends.
- Guaranteed future value
- Keep, return or trade at term end
- Ideal for regular upgraders
Equity Release
Unlock capital tied up in a prestige or classic vehicle you already own, without having to sell it.
- Release cash from your car
- Keep driving it throughout
- Structured around your plans
Re-financing
Restructure an existing agreement or a looming balloon payment into terms that suit you better.
- Refinance balloon payments
- Review your current deal
- Specialist panel access
Speak to the Team
Tell us about the car and your situation. We will model the options and recommend the structure that genuinely fits.
Can I finance a new or used Porsche 911?
Yes. We arrange finance on new and used 911s across the range, from the Carrera and Targa to the GTS, Turbo S and GT models, in coupé, Cabriolet and Targa form.
Can I finance an older or classic 911?
Often, yes. Our lender panel funds vehicles up to 14 years old at the end of the agreement term on hire purchase, and specialist routes may be available for older cars. Speak to the team about the specific 911 you have in mind.
Which finance option is best for a 911?
It depends on how long you plan to keep the car. Hire purchase suits buyers who want to own the car outright with no balloon. Lease purchase lowers monthly payments by deferring part of the cost to a final balloon. PCP gives you the option to hand the car back. We model each option before any application so you can compare them side by side.
Is there a mileage limit on 911 finance?
Hire purchase and lease purchase agreements carry no mileage limits. PCP agreements include an agreed annual mileage, with a charge per mile if you exceed it and choose to hand the car back.
I am a director or self-employed. Can I still get 911 finance?
Yes. Our specialist lenders assess the full financial picture, including dividends, retained profit, assets and investment income, rather than applying a simple multiple to a salary figure. If you have been declined by a high-street lender or a manufacturer finance arm, speak to the team before drawing any conclusions.
How quickly can 911 finance be approved?
Because we structure the deal before submitting it to a single, carefully selected lender, credit decisions typically come back within hours. Paperwork and payout follow quickly once the decision is in.
Can I release equity from a 911 I already own?
Yes. Equity release lets you unlock capital tied up in your 911 while you keep driving it. If you have an existing agreement or a balloon payment approaching, we can also look at re-financing it onto better-suited terms.
What is the minimum and maximum I can borrow?
We arrange finance from £15,000 upwards with no published upper limit, so even the most valuable 911 is within scope. The right structure is agreed with you before any application is submitted.
Found Your 911?
Every client and every car is different. Tell us which 911 you have your eye on and we will find the most suitable funding structure, not the most convenient one.
Consumer Credit Act 1974
Regulated agreements are covered by the Consumer Credit Act 1974, which provides important protections and rights throughout the term.
- The agreement is secured against the vehicle. If repayments are not maintained, the lender may take steps to recover the outstanding amount, which can include repossession of the car.
- You can make lump sum payments at any point to reduce your outstanding balance and total interest cost.
- You can settle the agreement early by repaying the required amount, with a statutory rebate of interest applied.
- A lower deposit or a larger balloon increases the risk of negative equity if you settle early or change the vehicle before the end of the agreement.
- Elev8 Finance is authorised and regulated by the Financial Conduct Authority, FRN 669015. We are a credit broker, not a lender. Finance is subject to status.